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Minnesota · Minn. Stat. ch. 514Minnesota mechanic's lien deadlines: the 120-day statement, the one-year suit and the pre-lien notices

In Minnesota, a mechanic's lien ceases 120 days after the claimant last did work or furnished material unless, within that time, a verified lien statement is recorded with the county recorder (or registrar of titles for registered land) and a copy is served personally or by certified mail on the owner or the person who contracted with the contractor (Minn. Stat. §514.08). A contractor who uses subcontractors or suppliers must give the owner a statutory notice in the contract, or within ten days if there's no written contract, saying unpaid suppliers can file a lien and the owner may withhold payment until 120 days after completion unless it gets lien waivers; a subcontractor or supplier must give the owner its own notice within 45 days of first furnishing (§514.011). No lien can be enforced unless the claimant files a complaint or answer within one year after the last item in the lien statement; for a bona fide purchaser, mortgagee or encumbrancer without notice, the absence of a recorded notice of lis pendens after that year is conclusive evidence that the lien can no longer be enforced (§514.12, subd. 3).

The deadlines

  1. 1. Pre-lien notices (§514.011)

    Contractor in the contract; subcontractors within 45 days of first furnishing.

  2. 2. Lien statement (§514.08)

    Recorded and served within 120 days after the last work.

  3. 3. Suit (§514.12, subd. 3)

    Within one year after the last item in the statement.

  4. 4. Buyer protection

    No lis pendens after the year – a buyer without notice takes free of the lien.

What the TC can do

  • If the seller had work done in the last 120 days, ask for lien waivers from the contractor and subcontractors.
  • Send any recorded lien statement to the title company before closing.
  • Keep the waivers in the deal file.

Questions about Minnesota mechanic's liens

How long does a Minnesota contractor have to file a mechanic's lien?

The lien statement must be recorded and served within 120 days after the last work or material (Minn. Stat. §514.08).

How long does a Minnesota mechanic's lien last?

It can't be enforced unless a complaint or answer is filed within one year after the last item in the lien statement (§514.12, subd. 3).

Add a task in ClosingCode for lien waivers from recent contractors, with an owner and a due date before closing.

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Source: Minnesota Statutes §§514.011, 514.08 and 514.12 (revisor.mn.gov, read October 26, 2026).

General information, not legal advice. The title company decides how a lien affects the title policy. ClosingCode is software; it is not a law firm or title company. This guide is not a substitute for the advice or services of an attorney.