Arizona · A.R.S. §§33-808–33-810, 33-813Arizona trustee's sale timeline: the 91 days, the notices and reinstatement

An Arizona trustee gives notice of a trustee's sale by recording it with the county recorder, mailing it, posting it on the property at least 20 days before the sale and at a superior court building, and publishing it once a week for four consecutive weeks in a newspaper of general circulation, the last publication at least ten days before the sale (A.R.S. §33-808(A)). The sale date can be no sooner than the 91st day after the notice of sale was recorded, and the notice must state in bold capitals that anyone with a defense or objection must get a court order stopping the sale by 5:00 p.m. on the last business day before it (§33-808(C)). Within five business days after recording, the trustee mails the notice by certified or registered mail to the parties to the deed of trust; within 30 days, to those who recorded a request for notice, to those with an interest of record, and for single-family homes to the property address (§33-809(B)–(C)). The sale is a public auction for cash on a weekday between 9 a.m. and 5 p.m.; every bidder except the beneficiary must provide a $10,000 deposit; a sale may be postponed by public declaration to a fixed date within 90 days; and if the trustee's deed is recorded within 15 business days, the sale is perfected as of the sale date (§§33-808(B), 33-810). Until 5:00 p.m. on the last business day before the sale, the trustor, a successor or a junior lienholder may reinstate by paying the amount then due other than principal not yet due, curing other defaults and paying costs and the trustee's capped fees (§33-813).