North Carolina · G.S. 47ENorth Carolina Residential Property Disclosure Statement
In North Carolina the owner of a one-to-four unit home must give the buyer three disclosure statements – the Residential Property Disclosure, the Owners' Association and Mandatory Covenants Disclosure, and the Mineral and Oil and Gas Rights Disclosure – no later than when the buyer makes an offer. If they are delivered late, the buyer may cancel the contract by written notice until the end of the third calendar day after receiving them or after the contract was made, or settlement or occupancy, whichever comes first.
The three statements (NC Real Estate Commission forms)
Residential Property Disclosure (47E-4(a))
Water and sewer, structure and roof, systems, wood-destroying insects, zoning and covenants, environmental hazards. For each item the owner either discloses what it actually knows or states “no representation”.
Owners' Association (47E-4(b1))
Whether the property is subject to an association and mandatory covenants: the contact, regular dues, services covered, approved special assessments, judgments or lawsuits, and transfer fees.
Mineral and Oil and Gas Rights (47E-4.1)
Whether those rights were or will be severed from the property. This one still applies when the parties agree to skip the other two.
Changes (47E-7)
If the owner discovers a material inaccuracy, or an event makes a statement inaccurate, the owner promptly delivers a corrected statement.
Timing and the cancellation right (47E-5)
When
No later than the time the buyer makes an offer. The statements may be in the contract, an addendum or a separate document.
If late
The buyer may cancel the resulting contract. The right expires at the earliest of: the end of the 3rd calendar day after receiving the statements, the end of the 3rd calendar day after the contract was made, or settlement or occupancy.
How
Written notice to the owner or owner's agent, by hand delivery or by US mail, postage prepaid and properly addressed, within the time allowed.
Exempt
Among others: court-ordered and foreclosure transfers, fiduciary sales, co-owner, spouse, lineal-relative and divorce transfers, tax sales and government transfers. A first sale of a never-inhabited home, or both parties agreeing not to complete them, excuses only the first two statements.
What the TC tracks
- All three statements signed before the buyer's offer – not with the contract package afterwards.
- If late: the delivery date, and the 3-calendar-day cancellation window on the timeline.
- Corrected statements if anything changes before closing.
- The due diligence period, which runs separately from this right.
Questions about the NC disclosure statement
When must the North Carolina disclosure statement be delivered?
No later than the time the buyer makes an offer to purchase (G.S. 47E-5(a)).
Can a buyer cancel if the NC disclosure was not given?
Yes, until the end of the third calendar day after receiving it or after the contract was made, or settlement or occupancy, whichever comes first.
Can a North Carolina seller check “no representation”?
Yes, on the residential property and owners' association statements. With no representation, the owner has no duty to disclose those conditions under the statute.
Is the mineral rights disclosure required in North Carolina?
Yes, for transfers covered by the chapter – even when the parties agree not to complete the other two statements.
What is the broker's duty under Chapter 47E?
A broker acting as an agent must inform each client of the client's rights and obligations under the chapter (G.S. 47E-8).
North Carolina guides
Add the disclosure delivery and any 3-day window as dated tasks on the deal in ClosingCode, alongside the due diligence deadline.
Start free trialSource: North Carolina General Statutes, Chapter 47E, §§47E-1 to 47E-8 (ncleg.gov, read October 24, 2026).
General information, not legal advice. ClosingCode is software; it is not a law firm or brokerage, and it is not affiliated with the NC Real Estate Commission.