Skip to content

New York · Lien Law §§10, 17New York mechanic's lien deadlines: eight months, four for single-family homes, one year to foreclose

In New York, a notice of mechanic's lien may be filed in the clerk's office of the county where the property is during the work or within eight months after completion of the contract or the final work or materials; where the improvement is to a single-family dwelling, the window is four months; and a lien for retainage can be filed within 90 days after the retainage was due (N.Y. Lien Law §10(1)). A lien lasts one year after the notice is filed unless within that time an action to foreclose is started and a notice of pendency is filed with the county clerk, or an extension is filed – except that a lien on a single-family dwelling can be extended only by court order; an extension or order lasts at most one year each (§17).

The deadlines

  1. 1. Filing (§10)

    Within eight months after the last work – four for a single-family home.

  2. 2. Where

    County clerk's office where the property is.

  3. 3. Duration (§17)

    One year unless foreclosure and lis pendens, or an extension.

  4. 4. Single-family (§17)

    Extended only by court order.

What the TC can do

  • If the seller had work done within the filing window, ask for lien waivers from the contractor and subcontractors.
  • Send any recorded lien to the title company before closing.
  • Keep the waivers in the deal file.

Questions about mechanic's liens

How long does a New York contractor have to file a mechanic's lien on a house?

For a single-family dwelling, four months after the last work or materials; otherwise eight months (N.Y. Lien Law §10(1)).

How long does a New York mechanic's lien last?

One year after filing unless a foreclosure action and notice of pendency are filed, or it's extended – by court order only for a single-family dwelling (§17).

Add a task in ClosingCode for lien waivers from recent contractors, with an owner and a due date before closing.

Start free trial

Source: New York Lien Law §§10 and 17 (nysenate.gov, read October 26, 2026).

General information, not legal advice. The title company decides how a lien affects the title policy. ClosingCode is software; it is not a law firm or title company. This guide is not a substitute for the advice or services of an attorney.