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Minnesota · §513.55Minnesota seller disclosure: what must be disclosed and when

In Minnesota the seller of residential property must, before signing the purchase agreement, give the buyer a written disclosure of all material facts the seller knows of that could adversely and significantly affect an ordinary buyer's use and enjoyment of the property, or a known intended use (§513.55). If the seller learns the disclosure was inaccurate, it must tell the buyer in writing before closing (§513.58). A seller who knew and failed to disclose is liable to the buyer; suit must be brought within two years after closing (§513.57).

The rules

  1. Before signing (§513.55)

    A written disclosure, in good faith and to the best of the seller's knowledge, of material facts that could adversely and significantly affect an ordinary buyer's use and enjoyment, or an intended use the seller knows of.

  2. To the buyer's agent

    The disclosure may go to the real estate licensee representing or assisting the buyer; it then counts as given to the buyer, and the licensee gives the buyer a copy.

  3. Amendments (§513.58)

    If the seller learns the disclosure was inaccurate, it notifies the buyer in writing as soon as reasonably possible – and in any event before closing.

  4. Liability (§513.57)

    A seller who was aware of material facts and failed to disclose them is liable; the action must start within two years after closing. No liability for facts outside the seller's knowledge or relied on from qualified third-party reports with ordinary care.

Exceptions and limits (§§513.54, 513.56)

  • Exempt: gratuitous, court-ordered and foreclosure transfers, transfers to heirs, cotenants, close family or a tenant in possession, divorce transfers, and never-inhabited new homes, among others.
  • No duty to disclose that an occupant had HIV/AIDS, that a suicide, accidental or natural death or perceived paranormal activity occurred, or that the neighborhood has an adult family home, community-based residential facility or nursing home.
  • Predatory offender information: covered by giving the statutory written notice about the registry.
  • A qualified third party's written inspection report given to the buyer can replace the seller's disclosure of that information.

What the TC tracks

  • The seller's disclosure signed and delivered before the purchase agreement.
  • Any written amendment before closing – note the date it reaches the buyer.
  • Third-party inspection reports the seller relies on.

Questions about the Minnesota seller disclosure

When must a Minnesota seller give the disclosure?

Before signing an agreement to sell or transfer residential real property (§513.55, subd. 1).

What must a Minnesota seller disclose?

All material facts the seller is aware of that could adversely and significantly affect an ordinary buyer's use and enjoyment of the property, or an intended use the seller knows of.

How long does a Minnesota buyer have to sue for nondisclosure?

Two years after the date the buyer closed the purchase (§513.57, subd. 2).

Does a Minnesota seller have to disclose a death in the home?

No. §513.56 says the disclosure law creates no duty to disclose a suicide, accidental or natural death, or perceived paranormal activity.

Can the disclosure go to the buyer's agent in Minnesota?

Yes. A disclosure given to the licensee representing or assisting the buyer is considered given to the buyer.

Related guides

Keep the signed disclosure and any amendment with the deal documents in ClosingCode, with the date each reached the buyer.

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Source: Minnesota Statutes §§513.54–513.58 (revisor.mn.gov, read October 24, 2026).

General information, not legal advice. Other Minnesota laws may require separate disclosures. ClosingCode is software; it is not a law firm or brokerage.