Connecticut · ForeclosureConnecticut strict foreclosure: redemption under the judgment, and when title becomes absolute

Connecticut forecloses mortgages and liens by strict foreclosure unless the court, on a party's written motion, orders a foreclosure by sale, or a first mortgage is foreclosed by market sale with the owner's consent (C.G.S. §49-24). In a strict foreclosure with later encumbrances, the judgment may provide that an encumbrancer who pays the debt and costs takes the title absolutely once all later parties have been foreclosed, subject to unpaid earlier encumbrances (§49-19). A judgment of strict foreclosure may be opened for cause on written motion, but not after title has become absolute in an encumbrancer, except by agreement of every appearing party and later interest holder within four months after the judgment or thirty days after title became absolute, whichever is later; the order to open is recorded on the town land records (§49-15(a)). In a foreclosure by sale, the court-appointed person's deed after the court ratifies the sale gives the purchaser the estate the lender would have taken by strict foreclosure (§49-26).