Connecticut · ForeclosureConnecticut deficiency judgments: a motion within 30 days after redemption, with the court's valuation

In a Connecticut mortgage foreclosure, any party may file a motion seeking a deficiency judgment within thirty days after the time limited for redemption has expired (C.G.S. §49-14(a)). The motion goes on the short calendar for an evidentiary hearing held at least fifteen days after filing unless the court orders otherwise; the court hears evidence, establishes a valuation for the property and renders judgment for the difference, if any, between that valuation and the plaintiff's claim (§49-14(a)). In any further action on the debt, note or obligation, the plaintiff recovers only the amount of that judgment (§49-14(a)). Liens and mortgages may also be foreclosed by a decree of sale instead of strict foreclosure, on a party's written motion and at the court's discretion, or for a first mortgage by a market sale with the mortgagor's consent (§49-24).