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Utah · Utah Code §57-8a-106Utah HOA payoff information: the $50 fee cap and the 5-business-day rule

A Utah community association may charge a fee for payoff information needed to finance, refinance or close the sale of a lot only if its declaration, bylaws or rules authorize it; the fee may not exceed $50 and may not be required before closing (Utah Code §57-8a-106). If the association does not provide the payoff information within five business days after a proper written request from the closing agent, it may not enforce a lien against the lot for money due to the association at closing.

The rules

  1. Fee (subsections 1–2)

    Only if authorized in the governing documents; not more than $50; never required to be paid before closing.

  2. 5 business days (subsection 3(a))

    If the association does not provide the payoff information within five business days after the closing agent's request, it may not enforce a lien for money due at closing.

  3. A proper request (subsection 3(b))

    In writing to the association's designated primary contact, with the requester's name, phone and address, a fax number or e-mail for delivery, and the lot owner's signed, dated consent to release the payoff information.

  4. All associations (subsection 4)

    The section applies regardless of when the association was formed.

What the TC tracks

  • Seller's signed consent to release payoff information, collected early.
  • Request sent in writing to the association's designated primary contact, with delivery details.
  • Date of the request and the fifth business day after it.
  • Payoff fee no higher than $50, charged at closing.

Questions about Utah HOA payoff information

How much can a Utah HOA charge for a payoff statement?

No more than $50, and only if the declaration, bylaws or rules authorize the fee (Utah Code §57-8a-106(2)).

Can a Utah HOA require the payoff fee before closing?

No. The fee may not be required to be paid before closing.

How long does a Utah HOA have to provide payoff information?

Five business days after the closing agent's proper written request; otherwise it cannot enforce a lien for amounts due at closing (§57-8a-106(3)).

What must the payoff request include?

The requester's name, phone number and address, a fax number or e-mail address for delivery, and the lot owner's signed and dated written consent, sent to the association's designated primary contact.

Related guides

Set the payoff request and the fifth-business-day follow-up as tasks with owners and due dates in ClosingCode, with the seller's consent kept in the deal documents.

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Source: Utah Code §57-8a-106 (le.utah.gov, read October 24, 2026).

General information, not legal advice. ClosingCode is software; it is not a law firm or brokerage.