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Texas · Property taxTexas tax sale redemption: two years for a homestead, 180 days for other property

When Texas real property is sold at a tax sale to a private purchaser, the owner of a residence homestead or land designated for agricultural use – or of a mineral interest – can redeem on or before the second anniversary of the date the purchaser's deed is recorded, by paying the bid, the deed recording fee and any taxes, penalties, interest and costs the purchaser paid, plus a premium of 25% of that total in the first year or 50% in the second. If the property was struck off to a taxing unit and not resold, redemption within the same two years costs the lesser of the judgment amount or the market value in the judgment, plus the deed fee and costs; if the taxing unit resold it, the owner pays the resale buyer on the same terms as a private purchaser, plus any shortfall against the judgment to the taxing unit. For any other property, the redemption period ends on the 180th day after the deed is recorded and the premium to a private purchaser can't exceed 25%. An owner who can't find the purchaser, or can't agree on the amount, can redeem by paying the county assessor-collector with an affidavit (Tex. Tax Code §34.21).

What the statute sets

  1. Homestead, ag land, minerals (§34.21(a))

    Two years from the recorded deed; 25% premium in year one, 50% in year two.

  2. Struck off to a taxing unit (§34.21(b))

    Lesser of the judgment or the market value in it, plus deed fee and costs.

  3. Resold by the taxing unit (§34.21(c)–(d))

    Pay the resale buyer with the premium, and any shortfall to the taxing unit.

  4. Other property (§34.21(e))

    180 days from the recorded deed; premium capped at 25%.

  5. Through the collector (§34.21(f))

    Pay the county assessor-collector with an affidavit if the purchaser can't be found or won't agree.

What the TC does when the seller's title came from a tax sale

  • Find the date the tax deed was recorded and whether the property was a homestead or agricultural land.
  • Calendar the end of the redemption period – two years or 180 days – and tell the title company.
  • If the seller is redeeming, get the redemption amount with the premium in writing for the closing statement.

Questions about Texas tax sale redemption

How long can you redeem a homestead after a Texas tax sale?

On or before the second anniversary of the date the purchaser's deed is filed for record, paying a 25% premium in the first year or 50% in the second (Tex. Tax Code §34.21(a)).

What is the redemption period for a Texas rental or vacant lot sold for taxes?

For property that wasn't a residence homestead, agricultural land or a mineral interest, 180 days after the deed is filed for record, with the premium capped at 25% (Tex. Tax Code §34.21(e)).

Put the end of the redemption period on the deal as a dated task in ClosingCode.

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Source: Tex. Tax Code §34.21 (statutes.capitol.texas.gov), read October 29, 2026.

General information, not legal advice. ClosingCode is software; it is not a law firm or brokerage. This guide is not a substitute for the advice or services of an attorney.