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Minnesota · Minn. Stat. §358.645Minnesota remote online notarization: who can notarize, where the signer can be and the identity checks

In Minnesota, a notary public must register with the secretary of state before performing remote online notarizations, certifying that the communication technology will conform to the statute (Minn. Stat. §358.645, subd. 2). The remote online notary must be physically in Minnesota, and the signer may be in Minnesota, elsewhere in the United States, or outside the United States if the notary has no actual knowledge that the act is prohibited there and the signer confirms that the document relates to a U.S. court or government matter, to property in the United States, or to a transaction substantially connected to the United States (subd. 3). The notary verifies identity by personal knowledge, or by remote presentation of a current government ID with photo and signature plus credential analysis and identity proofing (subd. 7). Knowledge-based authentication must use at least five questions with five answer choices each, answered within two minutes with at least 80% correct, with one more attempt allowed (subd. 5). The notary keeps an electronic journal and an audio and video recording of each act for at least ten years, and the electronic certificate must note that it was a remote online notarization (subds. 4, 7). A remote online notarization that meets the section satisfies any Minnesota law requiring a signer to personally appear before a notary (subd. 7(e)).

The rules

  1. 1. Registration (subd. 2)

    With the secretary of state before the first remote notarization.

  2. 2. Where (subd. 3)

    Notary in Minnesota; signer in the U.S., or abroad for U.S. property or transactions.

  3. 3. Identity (subds. 5, 7)

    Personal knowledge, or ID + credential analysis + KBA (5 questions, 80%, 2 minutes).

  4. 4. Records (subd. 4)

    Journal and audio-video recording kept at least 10 years.

What the TC can do

  • Ask the closing agent and the lender whether they accept remote online notarization for this closing.
  • Tell a remote signer to have a current photo ID ready and to expect knowledge-based questions.
  • Confirm the certificate shows that the notarization was remote online.

Questions about Minnesota remote online notarization

Can a Minnesota notary notarize a deed for a seller living abroad?

Yes, if the notary is in Minnesota, has no actual knowledge the act is prohibited where the signer is, and the signer confirms the document relates to property in the United States (Minn. Stat. §358.645, subd. 3).

How long must a Minnesota remote online notary keep the recording?

At least ten years after the transaction, together with the electronic journal (subd. 4(d)).

Add a task in ClosingCode to confirm remote notarization with the closing agent and lender, with an owner and a due date.

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Source: Minnesota Statutes §358.645 (revisor.mn.gov, read October 26, 2026).

General information, not legal advice. The lender, title company and recording county decide whether they accept a remote online notarization. ClosingCode is software; it is not a law firm or title company. This guide is not a substitute for the advice or services of an attorney.