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Kentucky · NotarizationKentucky remote online notarization: where the notary and signer must be, and recording the deed

A Kentucky notary public may perform electronic notarizations by communication technology after registering with the Secretary of State as an online notary public. The online notary must be physically located in Kentucky while performing the act and must know the signer personally or have satisfactory evidence of identity. The signer may be in Kentucky or anywhere else in the United States, or outside the country if the signer confirms that the record relates to property, a matter before a U.S. authority or a transaction substantially connected to the United States, and the notary doesn't know the act to be prohibited where the signer is; the notary may refuse if not satisfied of that. The certificate must state that the signer appeared by communication technology, the journal must say whether the appearance was in person or remote, and the notary must record the whole audio-video session and keep the recording for at least ten years or the journal retention period, whichever is longer (KRS 423.355). Once an electronic record relating to Kentucky real property that was acknowledged electronically is recorded by the county clerk, it is deemed lawfully recorded and gives notice to later purchasers, mortgagees and creditors, despite any error in the acknowledgment certificate (KRS 423.435).

What the statutes set

  1. Notary (KRS 423.355(1), (2))

    Registered online notary, physically in Kentucky.

  2. Signer (KRS 423.355(2)(b))

    Anywhere in the U.S.; abroad for records tied to the U.S. if not prohibited there.

  3. Record (KRS 423.355(4)–(5))

    Certificate states remote appearance; session recorded and kept at least ten years.

  4. Recording (KRS 423.435)

    A recorded e-acknowledged real-property record is deemed lawfully recorded.

What the TC checks before a Kentucky remote signing

  • Whether the lender and title company accept remote online notarization for this closing.
  • That the notary is registered as an online notary and will be in Kentucky during the session.
  • That the certificate states the signer appeared by communication technology.

Questions about Kentucky remote online notarization

Can a seller abroad sign Kentucky closing documents remotely?

Yes, if the record relates to property or a transaction connected to the United States and the notary has no knowledge that the act is prohibited where the signer is (KRS 423.355(2)(b)).

How long is a Kentucky remote notarization recording kept?

At least ten years, or the journal retention period if longer (KRS 423.355(5)(c)).

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Sources: KRS 423.355, 423.435 (apps.legislature.ky.gov), read October 30, 2026.

General information, not legal advice. ClosingCode is software; it is not a law firm or brokerage. This guide is not a substitute for the advice or services of an attorney.