Foreign buyers · State comparisonForeign ownership of real estate laws by state: who can't buy, what land is covered and what happens at closing
State foreign ownership laws differ in two ways – who is covered and what land. Florida, Texas and Utah reach residential property: Florida bars buyers tied to seven countries of concern from farmland and from land within 10 miles of military installations or critical infrastructure, bars China-linked buyers statewide with a one-home, 2-acre visa exception, and requires the buyer's affidavit at the time of purchase (Fla. Stat. §§692.201–692.205); Texas, since September 1, 2025, bars governments, companies and certain individuals tied to designated countries from acquiring Texas real property, with a homestead exception for individuals lawfully present and residing in the U.S. (Tex. Prop. Code ch. 5, subch. H); Utah bars restricted foreign entities – entities tied to China, Iran, North Korea or Russia and companies they own at least 25% of – from acquiring any interest in land, and requires an individual buyer to disclose to the county recorder any service in such a country's military (Utah Code §§63L-13-201, 63L-13-204). Montana bars foreign adversaries from buying, leasing or renting farmland, critical infrastructure or property with a direct line of sight to a military installation (MCA 35-30-103). Virginia, Missouri, Iowa, Minnesota and the Dakotas address agricultural land: Virginia bars foreign adversaries from any interest in land used or zoned for farming and treats a violating purchase as void, with title vesting in the Commonwealth (Va. Code §55.1-508); Missouri caps aggregate foreign ownership of farmland over five acres at 1% and sends a sale for review only when the buyer hasn't signed an IRS Form W-9 (RSMo 442.566–442.592); Iowa bars nonresident aliens, foreign businesses and foreign governments from acquiring farmland while allowing other real property, with registration within 60 days (Iowa Code ch. 9I); Minnesota allows only U.S. citizens and permanent resident aliens, and entities at least 80% held by them, to acquire farmland (Minn. Stat. §500.221); North Dakota bars individuals who aren't U.S. or Canadian citizens or U.S. permanent residents and entities not ultimately owned by them from acquiring farmland, and foreign governments after June 30, 2023 (N.D. Cent. Code ch. 47-10.1); South Dakota bars prohibited entities from six countries from owning farmland and caps other foreign owners at 160 acres (SDCL ch. 43-2A). Every one of these laws has exceptions – for inheritance, debt collection, research or nonfarm use – so the specific facts decide.
The states
Florida (§§692.201–692.205)
Countries of concern; farmland and land near bases or critical infrastructure; China-linked buyers statewide; buyer's affidavit at purchase.
Texas (Prop. Code ch. 5, subch. H)
Since Sept. 1, 2025: governments, companies and certain individuals tied to designated countries; homestead exception for lawful residents.
Missouri (RSMo 442.560–442.592)
Farmland over five acres; 1% aggregate cap; review only without a signed IRS Form W-9.
Iowa (ch. 9I)
Farmland ban for nonresident aliens, foreign businesses and governments; other property allowed; 60-day registration.
Minnesota (§500.221)
Farmland for U.S. citizens and permanent resident aliens only; entities at least 80% U.S.-held; 30-day report.
Montana (MCA 35-30-103)
Foreign adversaries may not buy, lease or rent farmland, critical infrastructure or property in line of sight of a military installation; divest in a year.
North Dakota (ch. 47-10.1)
Farmland ban for non-U.S., non-Canadian individuals and non-U.S.-owned entities; foreign governments after June 30, 2023.
Utah (§§63L-13-101–204)
Restricted foreign entities tied to China, Iran, North Korea or Russia barred from any land; straw purchases a felony; buyer's military-service disclosure.
Virginia (§55.1-508)
Foreign adversaries barred from any interest in land used or zoned for farming since July 1, 2023; a violating purchase is void.
South Dakota (ch. 43-2A)
Six-country ban on farmland ownership; other foreign owners capped at 160 acres; forfeiture.
What the TC checks in any state
- Whether the state's law reaches this property – any real property, or only farmland or land near sensitive sites.
- Whether the closing agent needs a buyer affidavit or certification, and collecting it before closing.
- Flagging a potentially covered buyer to the agent and the closing attorney before the contract is signed.
Questions about foreign ownership laws
Which of these states require a buyer affidavit at closing?
Florida requires an affidavit signed under penalty of perjury at the time of purchase (Fla. Stat. §692.204(6)); Utah requires an individual buyer's military-service disclosure to the county recorder (Utah Code §63L-13-204(3)); Missouri's review turns on whether the buyer signed an IRS Form W-9 (RSMo 442.571).
Can a foreign citizen buy a house in Iowa, Minnesota or the Dakotas?
These laws target agricultural land; Iowa expressly allows nonresident aliens to acquire other real property (Iowa Code §9I.2).
The state guides
Add a task in ClosingCode for the buyer's status check or affidavit, with an owner and a due date before closing.
Start free trialSources: Fla. Stat. §§692.201–692.205; Tex. Prop. Code ch. 5, subch. H (SB 17, 2025); Utah Code §§63L-13-101–63L-13-204; MCA 35-30-103; Va. Code §§55.1-507–55.1-508; RSMo 442.560–442.592; Iowa Code ch. 9I; Minn. Stat. §500.221; N.D. Cent. Code ch. 47-10.1; SDCL ch. 43-2A (official state sites, read for the linked guides).
General information, not legal advice. Whether a buyer is covered is a legal question for an attorney in that state. ClosingCode is software; it is not a law firm or title company. This guide is not a substitute for the advice or services of an attorney.