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District of Columbia · D.C. Code §§19-604.05–15DC transfer on death deeds: the rules and what they mean for a sale

Under the District's Uniform Real Property Transfer on Death Act, an individual may transfer property to beneficiaries effective at death by a transfer on death deed (D.C. Code §19-604.05). The deed must have the elements and formalities of a recordable deed, state that the transfer occurs at the transferor's death, and be recorded before death in the Office of the Recorder of Deeds (§19-604.09); it needs no notice, delivery, acceptance or consideration (§19-604.10). It can be revoked only by a later TOD deed, an instrument of revocation, or an inter vivos deed that expressly revokes it, acknowledged after the deed and recorded before death – not by a revocatory act on the recorded deed; a deed of joint owners is revoked only by all living joint owners (§19-604.11). During life it doesn't affect the owner's right to transfer or encumber the property (§19-604.12), so the owner can sell. At death the beneficiary – who must survive the transferor – takes subject to all conveyances, encumbrances, contracts, mortgages and liens; a surviving joint owner keeps the property; and the deed gives no covenant or warranty of title (§19-604.13). The beneficiary is liable for allowed claims against the probate estate and statutory allowances to the extent §19-601.02 provides (§19-604.15).

The rules

  1. 1. Record before death (§19-604.09)

    With the Recorder of Deeds.

  2. 2. Revoke by recorded instrument (§19-604.11)

    Not by marking up the recorded deed.

  3. 3. Owner alive (§19-604.12)

    Free to sell or mortgage.

  4. 4. At death (§19-604.13)

    Subject to liens; no warranty of title.

What the TC can do

  • When a beneficiary is selling, confirm the deed was recorded before the owner's death and not revoked.
  • Ask the title company what it needs from the beneficiaries before closing.
  • Remember the deed gives no warranty of title – the buyer's title insurance matters.

Questions about DC TOD deeds

Where is a DC transfer on death deed recorded?

In the Office of the Recorder of Deeds, before the transferor's death (D.C. Code §19-604.09(c)).

Can a DC owner sell a house with a TOD deed?

Yes – during life the deed doesn't affect the right to transfer or encumber the property (§19-604.12).

Add a task in ClosingCode to get the title company's requirements for the beneficiaries, with an owner and a due date.

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Source: D.C. Code §§19-604.05, 19-604.09 to 19-604.13 and 19-604.15 (code.dccouncil.gov, read October 26, 2026).

General information, not legal advice. Have whoever is closing the sale confirm what the beneficiaries must record. ClosingCode is software; it is not a law firm. This guide is not a substitute for the advice or services of an attorney.