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Connecticut · §20-327bConnecticut residential condition report and the $500 credit

In Connecticut the seller of a one-to-four unit home, condo or co-op gives the buyer the written residential condition report – prescribed by the Commissioner of Consumer Protection – before the buyer signs any binder, contract, option or lease with a purchase option (Conn. Gen. Stat. §20-327b). A copy with the buyer's receipt is attached to the offer, and a copy signed by both to the purchase agreement. If the seller does not furnish it, the agreement must give the buyer a $500 credit at closing – and known serious defects must still be disclosed (§20-327c).

The rules

  1. When (§20-327b(a))

    Before the buyer signs any binder, contract to purchase, option or lease containing a purchase option.

  2. Attachments

    A copy with the buyer's written receipt is attached to any written offer, binder or contract; a copy signed by seller and buyer is attached to the purchase agreement.

  3. $500 credit (§20-327c)

    Every purchase agreement must require the seller to credit the buyer $500 at closing if the report is not furnished. The credit does not excuse disclosure of known defects that significantly impair value, health or safety, or useful life – the buyer may sue for actual damages.

  4. Who fills it in

    The seller. The statutory instructions state that the real estate licensee cannot complete the form on the seller's behalf; “UNK” means unknown and “N/A” not applicable.

Good to know

  • Applies to one to four dwelling units, including condominiums and cooperatives, with or without a broker (§20-327b(c)).
  • Exempt: co-owner transfers, gifts to close family without consideration, new construction with the statutory implied warranty, executors, administrators, trustees and conservators, government transfers and most foreclosure acquisitions (§20-327b(b)).
  • A written notice that lists of hazardous waste facilities and environmental information are available satisfies the duty to disclose those facilities (§20-327f).

What the TC tracks

  • The report with the buyer's receipt attached to the offer.
  • The copy signed by both attached to the purchase agreement.
  • If no report: the $500 credit on the settlement statement.
  • The hazardous waste and environmental information notice.

Questions about the Connecticut condition report

When must a Connecticut seller provide the residential condition report?

Before the buyer signs any binder, contract to purchase, option or lease with a purchase option (Conn. Gen. Stat. §20-327b(a)).

What happens if a Connecticut seller does not give the disclosure?

The purchase agreement must require the seller to credit the buyer $500 at closing (§20-327c(a)); known serious defects must still be disclosed.

Can a Connecticut real estate agent fill out the condition report?

No. The statutory instructions say the licensee cannot complete the form on the seller's behalf.

Does the Connecticut report apply to condos?

Yes. It covers one to four dwelling units, including cooperatives and condominiums (§20-327b(c)).

Are estate sales exempt in Connecticut?

Yes, transfers by executors, administrators, trustees or conservators are exempt (§20-327b(b)(4)).

Related guides

Keep the report with the buyer's receipt and the signed copy with the deal documents in ClosingCode – and add a closing-statement check for the $500 credit if it was not furnished.

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Source: Connecticut General Statutes §§20-327b, 20-327c, 20-327f (cga.ct.gov, read October 24, 2026).

General information, not legal advice. ClosingCode is software; it is not a law firm or brokerage.