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Connecticut · Conn. Gen. Stat. §49-8Connecticut mortgage release: 60 days after a written request

On satisfaction of a Connecticut mortgage, the mortgagee or a person authorized by law to release it executes and delivers a release to the town clerk where the property is – or, if the mortgagor asks in writing, to the mortgagor or its designated representative – and when it goes to the town clerk, a copy goes to the mortgagor at the same time (Conn. Gen. Stat. §49-8(a)). The release must be executed and delivered within 60 days after a written request sent by registered or certified mail, return receipt requested, to the last-known address, or received by courier or any other means, including electronic, reasonably calculated to deliver it. A mortgagee that fails is liable to anyone aggrieved for $200 for each week after the 60 days, up to $5,000, or the loss actually sustained, whichever is greater, plus costs and reasonable attorney's fees (§49-8(c)).

The rules

  1. 1. Release on satisfaction (§49-8(a))

    To the town clerk, or to the mortgagor on written request.

  2. 2. Copy to the mortgagor (§49-8(a)(2))

    At the same time as the town clerk.

  3. 3. 60 days (§49-8(c))

    After a written request by certified mail, courier or electronic means.

  4. 4. Damages (§49-8(c))

    $200 a week up to $5,000, or actual loss if greater, plus fees.

What the TC can do

  • Note the payoff date – the statutory clock runs from it or from the written request.
  • Calendar a check of the county records for the recorded release.
  • If it's missing, send the written request in the form the statute requires and keep proof of delivery.

Questions about Connecticut mortgage releases

How long does a Connecticut lender have to release a paid mortgage?

60 days after a written request (Conn. Gen. Stat. §49-8(c)).

What does a Connecticut lender owe for a late release?

$200 a week after the 60 days, up to $5,000, or the actual loss if greater, plus costs and reasonable attorney's fees.

Where does a Connecticut mortgage release go?

To the town clerk where the property is, with a copy to the mortgagor – or to the mortgagor directly if requested in writing (§49-8(a)).

Related guides

ClosingCode adds a post-closing task to confirm the seller's paid-off mortgage release was recorded, with an owner and a due date.

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Source: Connecticut General Statutes §49-8 (cga.ct.gov, read October 26, 2026).

General information, not legal advice. Penalties are enforced in court; ask a local attorney before demanding one. ClosingCode is software; it is not a law firm. This guide is not a substitute for the advice or services of an attorney.