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Arizona · A.R.S. §33-431Arizona vesting: tenancy in common, joint tenancy and community property with right of survivorship

How the deed names the buyers decides what happens when one of them dies. In Arizona a grant of real property to two or more people creates an estate in common – not a joint tenancy – unless the law provides otherwise; grants in trust, to executors or to a husband and wife are excepted (A.R.S. §33-431(A)). A grant to two or more people vests the estate in the survivor only when it expressly declares a joint tenancy with right of survivorship, and a sole owner can create one by deeding to themselves and others (§33-431(B)). A grant to a husband and wife can expressly create community property with right of survivorship, and spouses already holding as community property can deed to themselves in that form (§33-431(C)). Either spouse, or any joint tenant, can end the right of survivorship by recording an affidavit terminating right of survivorship, under oath, describing the instrument that created it and the property; for spouses the community interest itself survives the affidavit (§33-431(D)–(E)).

The options

  1. 1. Tenants in common (§33-431(A))

    The default for two or more buyers; no survivorship.

  2. 2. Joint tenancy (§33-431(B))

    Survivorship only if the deed expressly says so.

  3. 3. Community property with survivorship (§33-431(C))

    For spouses, stated expressly in the deed.

  4. 4. Ending survivorship (§33-431(D)–(E))

    Sworn affidavit terminating right of survivorship, recorded.

What the TC can do

  • Ask the buyers early how they want to take title and send the exact vesting wording to the title company.
  • Check the vesting on the draft deed against the buyers' instructions before signing.
  • Remind the buyers that the choice is theirs to make with their attorney or tax adviser.

Questions about Arizona vesting

If two friends buy a house in Arizona, who gets it when one dies?

Unless the deed expressly declares a joint tenancy with right of survivorship, they hold as tenants in common and the deceased owner's share passes through their estate (A.R.S. §33-431(A)–(B)).

Can Arizona spouses hold community property with right of survivorship?

Yes, when the deed expressly declares it; either spouse can later end the survivorship by recording a sworn affidavit terminating right of survivorship (A.R.S. §33-431(C)–(D)).

Add a task in ClosingCode to confirm the buyers' vesting with the title company before the deed is drafted.

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Source: A.R.S. §33-431 (azleg.gov, read October 28, 2026).

General information, not legal or tax advice. How to hold title is a decision for the buyers with their attorney. ClosingCode is software; it is not a law firm or title company. This guide is not a substitute for the advice or services of an attorney.